Smart Ways To Make Money Online With Nil Investment

The fiber optic Internet is here with us, the Internet charges have dropped dramatically and the prices of computers too have plummeted to due to zero rating. With opportunities beckoning on our doors I don’t see why you should continue complaining that there are no jobs. With almost nil investment you can now make some money online. If you love freedom, that personal freedom to do what you love and enjoy, that comes with working without a fixed schedule or geographic location, then you are welcome to join the lucrative world of making money online with minimal investment. Even if you’re not looking to work full-time at home, the Internet offers a viable source of money which can help to supplement your regular income and improve your life style.

Today I will explore several ways in which you can make some money online. My ideas involve making real cash not points or credits or some funny rewards, they don’t require you to have your own Web domain or ask you money or have your own products or any hard-selling. Hapana. So let’s start.

Be an Online Freelancer
The easiest way to make some real bucks comes through online freelancing or contracted work. Take advantage of your skills and expertise .What do you love? Are you good in web design? Are you a good writer? Whatever your skill is put it to good use as an online freelancer. Perhaps the best place to start is getafreelancer or Elance or Guru or demand studios. No money is needed to subscribe and the registration is fairly simple. Take your time in each website and read the processes involved and make some bucks while you can. You gotta start somewhere.

Be an Affiliate
If this is the first time you are hearing this word then you have been sleeping. Affiliate marketing is one of the most lucrative ways to make passive income while you sleep and do the things you love .Young people all over the world have become millionaires and rich overnight without products of their own or any investment. Talk of Joel Comm., Russell Branson, Michael Sweeney, the king of the online marketing Rich Schfren and the John Reese-famed for making a million bucks online in 24 hours!

Anyway, affiliate marketing works like this: You sign up as an affiliate with a merchant and then promote a specific product or service and whenever a referred user makes a purchase based on your recommendations you earn some commission. If you’ve got an interest in weight loss as an example, you can make money promoting weight loss products. In terms of fashion wear, you can earn commissions by recommending friends to clothing websites with affiliate programs. Sounds fun?

The amount of money you make depends on what you are selling. Done correctly, affiliate marketing is one of the most powerful ways to make money from the web.

The best place to start is Clickbank which has over 200,000 affiliates and over 2 million affiliates’ products. Clickbank is one of the most popular affiliate networks 1)because it deals with digital or downloadable products and 2)because of its platform which makes it easier to select. Commisionjunction or cj as its commonly known is the largest network but deals with physical inventory.

Other popular affiliate networks include Amazon, similar to click bank and owned by PayPal, moreniche of which I am member (it’s so cool) and There are thousands of affiliate networks and probably the best place to find the best affiliate programs is at Did I mention that (based in Kenya) has an affiliate program worth checking out?

Sell Your Stuff Online
Do you have pictures or do you have old stuff that you no longer need, do you love artworks or have some crafts? The Internet provides the best platform to sell your stuff. We all know eBay which provides an avenue to sell your used (new) products to people all over the world. In fact you don’t need to own any product to make money on eBay. (See drop shopping, below).

Those pictures you have may be worth some bucks. Check out citizen journalism websites like and which will pay for your images. You can also try using, the most established and lucrative micro-stock photography website.

Are you good in web design, content writing or graphics? , If you are, then you can sell your work at places like or even Clickbank, warriorforum, or

For craftworks, the best place to sell your works is

Be a Dropper Shopper
This almost like affiliate marketing although it involves arbitrage (here you act as a broker).

It’s a method whereby you deal with offline retailers or exporters in other countries, or buy from one seller and sell to another.

Simply put let’s take the case of eBay. Using eBay’s pulse (sort of market research platform) you find that the most popular fashion item is skinny jeans. Next we research who are the sellers of skinny jeans – we assume our seller (the cheapest) is located in china. You contact the seller who gives you a deal of a certain % of sales (you can also get an affiliate code).Then you head straight back to eBay and find who is selling skinny jeans (in this case he is the buyer).

Armed with your information, you propose the deal to him that you can supply cheap quality skinny jeans and that you can handle shipping charges as a way to sweeten the deal. Deal done. Your supplier in china dropships (ships it directly to the eBay seller that you found) the product and remits your cut in good faith.

Otherwise with affiliate code you can simply open an eBay store and start selling skinny jeans. The seller (our guy in china) handles the shipping (drop ships-takes the product to the buyer’s doorsteps) and handles customer care issues.

Hope you get the idea .It is rather simple. Perhaps I should send you to salehoo, the world’s biggest drop shipping platform where there are thousands of cheap wholesalers located everywhere. Some of the prices offered by the drop shoppers seem outrageous but the commissions are quite handsome. Plus I find this idea of dropshipping so much applicable right here in Kenya. What do you think? Is this not what brokers do at wakulima market?

Some more hot money making ideas coming up in the next post. Keep reading.

To your success,
Kihato Mwangi

About me
I am simple young man who earns and spend most of my time online making some bucks and hunting for opportunities. I am also an entrepreneur (my firm handles life coaching, Internet marketing and how to be financially independent) and a small business consultant who is always eager to help Kenyans to be financially independent by making smart choices.

Additional Resources


  1. Thanks very much, your informative article was really helpful to me. Most people fill their articles with stuffs but you have given something really important for others while presenting ideas very clearly and more accurately.

    Thanks again!

  2. very insightful. I am a skilled writer and will ensure that i use my skills and stop sleeping

    • That’s great! Please let us know how that goes. 🙂

    • Hello we will be glad if you could share with us on how best you have put your skills to make money online.I have realized that one of the easiest way to make some easy bucks online is via writing.If you are a skilled writer then you may want to check demand
      All the best

      • Bwana Kihato, thanks for the link. I’ve just forwarded it to about a dozen people.

        You should writer another insightful article like this. 🙂

  3. hi,thanks for the great info.however,clickbank does not work for Kenya currently so Kenyans cannot benefit form it unless if they live in diaspora.great stuff though.keep up.

  4. Hi Kelvin,

    Great article by Kihato. How can I contact him? Drop me a line –

  5. patrick ndwigah says:

    Hi,Kihato Mwangi
    Thanks for the information.
    I joined moreniche but unable to go further. Advise on how to go about it.
    I’m newbie. What are the requirements/procedure please.

    • Hi thanks for your interest in
      (a)First you will need to register.
      If you’re completely new to affiliate marketing then this guys will provide you with a website, articles and all the advice you need or you can request a simple affiliate marketing guide from me.
      (b)Get your affiliate code-but before this you need to have identified the way you want to promote the products eg via a website,blog(easy) ppc (its not must that you have a website) through forums or using a viral strategy.
      (c) before you start -check out the marketing tools guide and download or read the guides provided.
      Any question?email me


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